Our Services
As we transition…Critical Transitions Wealth Advisors is here to help YOU get through this transition and the many others you will go through in life. With the experience and specialization we provide, YOU can make sound financial decisions by placing your trust in us.
We want to give you the confidence to take control of your financial future. We can help you build a more engaged and empowered life for yourself.
Being in transition is an opportunity for growth… it helps you clarify your life and what you value most.
The Process
To address your objectives we have a financial planning process that is composed of 6 steps. We want you to be engaged and informed every step of the way toward pursuing your financial goals.
- Initial interview to understand your personal and financial goals and objectives
- Information Collection and Assessment
- Analysis and Plan Preparation
- Financial Plan Presentation
- Plan implementation
- Financial Management
Services
Our Financial Services are comprehensive to serve the different aspirations and needs of our clients. Your investments should be a result of your financial plan. Why take more risk than you need to? Your objectives may require all our services or just a few. Our discussions help you discover how we can fill in the gaps and come along side to provide the confidence you need for your future.
Investments & Strategies
- Tactical Portfolio Management
- Brokerage Accounts
- Alternative Investments
- Individual Retirement Accounts - Traditional & Roth
- Variable and Fixed Annuities
- Exchange Traded Funds
- Common Stocks
- Mutual Funds
- Bonds
- Portfolio Reviews
- Cash Management
- 529 Plans
- Health Savings Accounts
Financial Planning
- Estate Planning
- Retirement Planning
- Tax Reduction Strategies
- 401(k) Planning
- Beneficiary Planning
- Cash Flow Analysis
- Budgeting
- Planning for Future Income
- Qualified and Non-Qualified Stock Options
- Protection/Risk Planning
Insurance
- Life Insurance
- Disability Insurance
- Long Term Care Insurance
- Review of current policies
Trust Services*
- Corporate trustee services
- Trust administration
*LPL Financial Representatives offer access to Trust Services through the Private Trust Company N.A., an affiliate of LPL Financial.
Qualified Retirement Plans
- Profit Sharing & 401(k) Plans
- Defined Benefit Plans
- SEP Plans
- SIMPLE Plans
- Education regarding Fiduciary Responsibilities
- Consultations on current plan
- Advice on your investments in your employer's retirement plan
